NBFCShriram Finance
Up to
8.58% p.a.
9.25% for seniors · 5 years
₹1,00,000 becomes
₹1,52,877
from ₹5,000
Fixed Deposits · New on Chabi
Fix your returns.
Free your mind.
NBFCGold and silver grow with the market. A fixed deposit grows on a schedule you agree to on day one, now from RBI-regulated banks and NBFCs, inside the app you already use.
- 9.25%
- Highest rate
- ₹1,000
- Minimum deposit
- ₹5 Lakh
- DICGC insured
Why fixed deposits
The steady half of a smart portfolio
Returns you can count on
Markets move, a fixed deposit does not. Your rate is locked the day you book, so you know the exact maturity amount before you invest a rupee.
Rate locked on day one
Regulated and insured
Every partner is RBI-regulated. Bank deposits are insured up to ₹5,00,000 by DICGC, and our NBFC partner is rated AA+ by ICRA.
₹5,00,000 DICGC cover
Balances your gold
Gold and silver grow with the market. Fixed deposits grow on a schedule. Together they make a portfolio that is steady and ambitious.
Both inside one app
No new bank account
Book entirely inside Chabi with Aadhaar and PAN. Most deposits go live in under three minutes, with no branch visit.
Live in under 3 minutes
Our partners
Every rate, side by side
Your money goes straight to the issuer, Chabi never holds your deposit.
- TOP RATE
Shriram Finance
RBI-registered NBFC
Best regular rate
8.58% p.a.
Best at 5 yr · 9.25% for seniors
- Minimum
- ₹5,000
- Tenure
- 1 – 5 yr
- Rated
- ICRA AA+
Suryoday SFB
Small Finance Bank
Best regular rate
7.90% p.a.
Best at 5 yr · 8.10% for seniors
- Minimum
- ₹1,000
- Tenure
- 7 d – 5 yr
- Insured
- ₹5L DICGC
Unity SFB
Small Finance Bank
Best regular rate
7.50% p.a.
Best at 1 yr · 8.00% for seniors
- Minimum
- ₹1,000
- Tenure
- 7 d – 5 yr
- Insured
- ₹5L DICGC
Utkarsh SFB
Small Finance Bank
Best regular rate
7.50% p.a.
Best at 2 yr · 8.00% for seniors
- Minimum
- ₹1,000
- Tenure
- 7 d – 5 yr
- Insured
- ₹5L DICGC
Gold · Silver · FDs
Your key to smarter wealth-building
Start with ₹10 in gold or silver, compare FD rates from regulated partners, and grow consistently in one simple app. Download the app now